How Much Does an Inground Pool Cost in Florida? (2026 Guide)

Last updated: June 2026

If you're searching for what an inground pool actually costs in Florida, you've probably noticed most builders won't give you a straight answer until you sit through a sales call. Pools & More publishes real pricing online, which is rare in this market — so here's the honest breakdown, using our own published packages, plus the other factors that move the price up or down.

Quick Answer

Pools & More's four published packages range from $53,000 to $70,000+, depending on pool size, deck material, water features, and add-ons like a spa or sun shelf. Every tier already includes the pool shell, deck, permitting, an electrical allowance, and LED lighting — so these aren't stripped-down base prices with everything else billed separately later.

What Actually Changes the Price

A handful of decisions move a pool project from the low end of that range to the high end:

• Pool size and shape - larger pools and custom shapes require more shell, more excavation, and more deck.

• Deck material - concrete and paver decks are both available across our packages and affect look, feel, and cost.

• Water features - bubblers, water feature walls, and sun shelves are upgrades over the base packages.

• A built-in spa - spas with spill-over and gas heaters are available as an add-on, not a standalone product.

• Saltwater system - a salt-to-chlorine generator is included on several of our published tiers already; check which tier includes it before assuming it's extra.

Pools & More's Published Packages

Because we build gunite (poured concrete) pools rather than pre-fabricated shells, every package can still be customized to your yard's size, shape, and depth. The four published tiers — $53,000, $55,000, $67,000, and $70,000+ — each include:

• The pool shell

• A concrete or paver deck

• Permitting

• An electrical allowance

• LED lighting

Higher tiers add sun shelves, bubblers, water feature walls, or a built-in spa. For the exact line items in each tier, see our Pricing Guide.

Gunite vs. Fiberglass vs. Vinyl: How the Cost Tradeoffs Work

Most Florida homeowners researching pool costs run into three basic pool types, and each has a different cost-and-flexibility tradeoff:

• Gunite (concrete) - built on-site and shotcrete-applied, so it can be customized to virtually any size, shape, or depth. This is what Pools & More builds. It carries a higher upfront cost than the alternatives below, but offers the most design flexibility and the longest lifespan, which is why most custom builders in Florida use it.

• Fiberglass - pre-molded off-site and installed in one piece. Installation is faster since there's no on-site curing, but the shape and size are fixed to what the manufacturer offers.

• Vinyl liner - typically the lowest upfront cost of the three, but the liner is a wear item that needs periodic replacement, which adds cost back in over the life of the pool.

If you want a pool shaped around your specific yard rather than picked from a catalog, that's the gunite trade-off — more upfront, more flexibility, less to redo later.

Permitting: Included, Not an Extra Line Item

Florida requires local permits covering structural, electrical, and safety-barrier requirements before any pool construction begins. On a Pools & More project, permitting is handled as the first phase of our 9-step build process and is already part of the published package price above — it isn't a surprise add-on once construction starts.

Don't Forget What's Outside the Pool Package

The packages above cover the pool itself. Most homeowners also budget separately for:

• Landscaping and yard restoration around the new pool

• Fencing or other safety-barrier requirements specific to your property

• Any outdoor living additions — kitchens, pergolas, or extended patios beyond the included deck

These aren't part of a pool builder's quote anywhere in this market, so it's worth budgeting for them alongside the pool price, not after.

Financing a Pool in Florida

A $53,000+ project doesn't have to be paid as a single lump sum. Pools & More partners with Lyons Financial and LightStream to offer financing options — ask about current rates and terms during your consultation.

How to Get an Accurate Quote for Your Yard

Published packages are a starting point, not a quote — every yard is different. Pools & More creates a 3D computer model of your finished pool before any construction begins, so you can see exactly how your specific project will look and confirm pricing before committing to anything.

We've built over 1,000 pools across North Central Florida — Gainesville, Ocala, Lake City, Alachua, High Springs, Newberry, and Williston — over 22 years in business (licensed since 2004, license #CPC1456740). If you're ready to see real numbers for your yard, request a free design consultation and we'll start with your goals and budget.

Related Questions

Do I need a permit to build a pool in Florida?

Yes. Pool construction requires local permits covering structural, electrical, and safety-barrier requirements. Pools & More handles all permit approvals as the first phase of our build process, so it's included rather than an extra step you manage yourself.

What's the difference between gunite and fiberglass pools?

Gunite pools are built on-site and can be customized to any shape, size, or depth. Fiberglass pools are pre-molded off-site and installed in one piece — faster, but limited to the manufacturer's shapes and sizes.

What financing options are available?

Pools & More partners with Lyons Financial and LightStream so a pool project can be financed rather than paid in full upfront.